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England, Fire Safety, RRO 2005, HMO, Common Parts

Landlord Fire Risk Assessment Guide UK 2026, HMOs

A complete guide for UK landlords to the fire risk assessment (FRA) obligation under the Regulatory Reform (Fire Safety) Order 2005: when required, what it must cover, competent assessors, review frequency, and enforcement by fire authorities.

9 min readUpdated 6 June 2026Last reviewed: 6 June 2026 by Richard Wood, FounderSafetyComplianceHMOFire Safety
Written and reviewed by· Founder, LetSafe UKLast reviewed: 6 June 2026
Landlord Annual Compliance Checklist£19

The Regulatory Reform (Fire Safety) Order 2005 requires the responsible person of non-domestic premises to carry out a 'suitable and sufficient' fire risk assessment. For landlords, this applies to HMOs (the whole property), the common parts of blocks of flats (entrance hall, corridors, stairwells), and any other multi-occupancy premises with shared areas.

Criminal offence

Failure to carry out an FRA, or carrying out an inadequate FRA, is a criminal offence under the RRO 2005. Penalties: unlimited fine on Crown Court conviction, up to two years' imprisonment. Fire authorities can also serve Prohibition Notices immediately closing the premises.

When an FRA is required

  • All HMOs (entire property, all rooms and communal areas)
  • Common parts of any block of flats (corridors, stairwells, plant rooms, roof voids, entrance lobby)
  • Shared-access buildings even if below HMO threshold
  • Self-contained houses let to a single family: domestic premises, RRO 2005 does not apply, but smoke alarm regulations still apply

What the FRA must cover

  • Identification of fire hazards: ignition sources, fuel sources, oxygen sources
  • Identification of people at risk and their vulnerabilities
  • Evaluation of existing controls and adequacy of escape routes, fire doors, emergency lighting, alarm systems
  • Written action plan with timescales
  • For blocks over 11m (Fire Safety (England) Regulations 2022): monthly lift checks, quarterly fire door checks also required

Who can carry out the FRA

  • Self-assessment: for simple, low-risk premises, a responsible person with relevant knowledge and training may carry out their own FRA using a structured assessment tool. For simple single-storey HMOs with straightforward layouts, self-assessment by a trained landlord may be adequate
  • Competent assessor: for larger, more complex HMOs, multi-storey premises, or buildings with vulnerable occupants, instruct a third-party assessor, a member of a professional body such as the IFSM, FIA, or IFE. BAFE SP205 third-party accreditation is the preferred standard
  • The responsible person remains liable even if a third-party assessor is used, if the assessor misses a critical hazard due to poor briefing, the responsible person is still the duty holder
  • For blocks of flats with external cladding, the FRA must specifically assess the external wall system and flat entrance doors, many standard FRA firms lack cladding competence and a specialist is required
  • Typical cost: £200-£400 for a simple 3-bedroom HMO, £600-£1,200 for a large complex HMO or a block of flats

Enforcement and penalties

  • Fire and Rescue Authorities are the primary enforcement body and can enter and inspect premises at any reasonable time without prior notice
  • Enforcement notice: requires the responsible person to remedy deficiencies within a specified period
  • Prohibition notice: immediate prohibition on the use of all or part of the premises if there is a serious and imminent risk to life
  • Criminal prosecution: failure to carry out an FRA, failure to implement required precautions, or obstruction of a fire inspector. On Crown Court conviction the fine is unlimited and a custodial sentence of up to two years may be imposed
  • Civil liability: if a tenant or visitor suffers injury or death in a fire and the FRA was absent or inadequate, the landlord faces unlimited civil liability

Frequently asked questions

Do I need a fire risk assessment for a 4-tenant HMO?+

Yes. Any HMO is non-domestic premises for RRO 2005 purposes regardless of size. You must carry out and record a suitable and sufficient FRA. For a simple HMO with a straightforward layout, a trained landlord may carry out a self-assessment, but professional assessment is strongly recommended given the criminal penalties for non-compliance.

How often must I review the fire risk assessment?+

The RRO 2005 does not specify a fixed period. In practice, annual review is the accepted standard for HMOs. Review must also be carried out after any material change to the property (works, change of use, new occupants with vulnerabilities) or after any fire or near-miss.

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