Renters' Rights Act 2025, Phase 1 commencement
Transition readiness pack

England Primarily · Housing Act 1996: HB for Exempt Accommodation NOT Capped at LHA — Assessed at Eligible Rent Plus Support Costs · Regulated Providers Only: RSLs; Charities; Voluntary Organisations; Local Authorities — Standard Private Landlord Is NOT a Regulated Provider · Care/Support/Supervision: Provided by Accommodation Provider; Linked to Tenure; More Than Minimal · Supported Housing (Regulatory Oversight) Act 2023: New LA Oversight and Penalty Powers · UC: Exempt Accommodation Residents Remain on HB (Transitional Protection)

Exempt Accommodation Landlord Guide — Supported Housing, HB Above LHA Cap, Regulated Providers and Care/Support/Supervision

Exempt accommodation landlord guide 2026: HA 1996 — HB paid above LHA cap; assessed individually at eligible rent plus eligible support costs; regulated providers only: registered social landlords (RSH-registered); housing associations that are registered charities; voluntary organisations (including CICs with non-profit distribution); county/district councils; standard private landlord is NOT a regulated provider — cannot provide exempt accommodation directly; must: partner with regulated provider via management lease (provider sublets to and supports residents); or become registered with RSH; or set up qualifying CIC/charity; care/support/supervision requirement: provided or arranged by accommodation provider; linked to tenure (conditions of accommodation — withdrawal from support can terminate accommodation); more than minimal ('more than a minimal amount' — typically 1-2+ hours meaningful structured support per week; key worker sessions; support plan; life skills; crisis intervention); common resident groups: mental health; substance misuse recovery; learning disabilities; homelessness move-on; domestic abuse survivors; ex-offenders; Supported Housing (Regulatory Oversight) Act 2023: local authority compliance notices and penalties for substandard providers; national licensing standards being developed by RSH; HB claim: resident applies to LA; LA assesses eligible rent (can refer to Rent Officer or commission Registered Valuers report); HB paid at eligible rate without LHA cap if criteria met; direct payment to provider typical for vulnerable residents; LA can recover overpaid HB where criteria not genuinely met; UC/HB: exempt accommodation residents remain on HB (transitional protection); England primarily.

12 min readUpdated 7 June 2026Last reviewed: 17 May 2026exempt accommodation landlord guidesupported housing HB above LHA capexempt accommodation regulated providercare support supervision exempt accommodation

Regulated provider requirement and care/support/supervision standard

Exempt accommodation: HA 1996 — HB above LHA cap for housing provided by regulated bodies to persons receiving care/support/supervision as condition of tenure. Regulated providers: (1) Registered Providers of Social Housing (RSH-registered — housing associations; community land trusts; almshouses; specialist supported housing providers); (2) housing associations that are registered charities (Charity Commission); (3) voluntary organisations (including CICs with non-profit distribution and public benefit); (4) county/district councils. Standard private landlord (individual or limited company): NOT a regulated provider; cannot provide exempt accommodation directly. Private landlord access routes: (a) management lease to regulated provider — provider sublets to and supports residents; landlord is property owner; regulated provider is exempt accommodation provider; (b) partner with regulated provider who nominates residents and provides support; (c) set up own CIC or charity qualifying as voluntary organisation provider.

  • Regulated provider: private landlord must partner with or become a registered or qualifying provider — labelling a letting 'supported housing' without regulated provider status does not qualify the accommodation as exempt
  • CIC (Community Interest Company): can qualify as voluntary organisation if it demonstrates non-profit distribution and public benefit; must deliver genuine support to genuinely qualifying residents
  • Due diligence: when leasing to a regulated provider — verify RSH or Charity Commission registration; check track record of genuine support delivery; review management lease commercially
  • Care/support/supervision: provided or arranged by accommodation provider; linked to tenure (withdrawal from support can result in loss of accommodation); more than minimal — typically minimum 1-2 hours meaningful structured support per week with written support plan

HB claim process, UC interaction, Supported Housing Act 2023 and practical steps

HB claim process: (1) resident applies for HB to local authority; (2) LA assesses eligible rent (actual rent not LHA-capped; can refer to Rent Officer or commission Registered Valuers report on reasonableness where rent appears above market); (3) if LA satisfied: regulated provider status; more than minimal care/support/supervision; and rent not unreasonably high — HB paid at eligible rate; (4) direct payment to provider typical for vulnerable residents (income certainty for landlord/provider); (5) LA can recover overpaid HB where criteria not genuinely met. UC/HB: exempt accommodation residents remain on HB (transitional protection maintained since UC rollout — preserves access to exempt accommodation HB regime above LHA). Supported Housing (Regulatory Oversight) Act 2023: local authority compliance notices and financial penalties for providers failing to meet national standards; RSH developing national licensing standards; LA enhanced investigation and HB recovery powers.

  • UC transitional protection: exempt accommodation residents claim HB (not UC housing cost element) for their accommodation — this has been maintained since UC rollout; local authorities process these HB claims as normal
  • Overpayment risk: LA can recover HB if it later determines exempt accommodation criteria not genuinely met (nominal support; provider not genuinely regulated); maintain records of all support delivered (key worker logs; support plans; resident notes)
  • Supported Housing Act 2023: legitimate providers delivering genuine support to qualifying residents not adversely affected; documentation of support delivery more important than ever; 'rogue' providers collecting above-LHA HB without genuine support face compliance notices and penalties
  • Practical steps: do not operate exempt accommodation scheme without genuine regulated provider status; conduct due diligence on any management lease partner; ensure property meets applicable housing standards for resident group; maintain detailed evidence of support delivery

Templates recommended in this guide

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Hand-picked by topic overlap with this guide.

England · LURA 2023 New STL Use Class · Article 4 Directions in Hotspot Areas · London 90-Night Rule (Deregulation Act 2015 s.44) · Mandatory STL Registration Scheme England · Scotland Mandatory STL Licensing (Civic Government (Scotland) Act 1982) · Edinburgh Principal Home Exemption · FHL Abolition Interaction
Short-Term Lets Planning UK 2026 — Landlord Guide to STL Planning and Licensing
Short-term lets planning UK landlord guide 2026: LURA 2023 new STL planning use class; Article 4 Directions enabling councils to require planning permission in hotspot areas; London 90-night rule (Deregulation Act 2015 s.44); mandatory national STL registration scheme England; Scotland mandatory STL licensing (Civic Government (Scotland) Act 1982 as amended); Edinburgh STL licensing and principal home exemption; FHL abolition interaction.
UK-Wide · BTL Mortgages Typically Unregulated Commercial Products · Minimum 25% Deposit (75% LTV) · Rental Coverage Stress Test 125%-145% · Interest-Only Widely Available · Portfolio Landlord PRA Rules (4+ Properties) · Limited Company SPV BTL Mortgages · Section 24 Impact on Personal Borrowing
Buy-to-Let Mortgage Guide UK 2026 — Criteria, Rates, and Portfolio Landlord Rules
Buy-to-let mortgage guide 2026: BTL mortgages typically unregulated commercial products; minimum 25% deposit (75% LTV); rental coverage ratio stress test 125%-145% at 5.5%-6.5% notional rate; interest-only widely available; portfolio landlord PRA rules (4+ mortgaged properties); limited company SPV BTL mortgages — full mortgage interest deduction vs corporation tax; section 24 impact on personal borrowing; remortgage triggers; specialist BTL lenders.
Scotland · Tenancy Deposit Schemes (Scotland) Regulations 2011 · 30 WORKING DAYS to Protect (Not 30 Calendar Days) · 3 Approved Schemes (SafeDeposits Scotland; Letting Protection Service Scotland; MyDeposits Scotland) · Written Confirmation Required · Up to 3x Deposit Penalty for Failure · PRT Deposit Rules · First-tier Tribunal Enforcement
Tenancy Deposit Scotland 2026 — Landlord Guide to Scottish Deposit Protection
Tenancy deposit Scotland landlord guide 2026: Tenancy Deposit Schemes (Scotland) Regulations 2011; 30 WORKING DAYS to protect (not 30 calendar days as in England); 3 approved schemes (SafeDeposits Scotland; Letting Protection Service Scotland; MyDeposits Scotland); written confirmation to tenant required within 30 working days; First-tier Tribunal can award up to 3 times the deposit for failure; PRT deposit rules; no Section 21 consequence; dispute resolution via scheme adjudication.
England and Wales · Section 11 Landlord and Tenant Act 1985 · Structure and Exterior · Water, Gas, Electricity, Sanitation Installations · Space Heating and Hot Water · Cannot Be Excluded (s.11(4) Void) · Duty Arises After Notice · Defective Premises Act 1972 s.4 · Scotland: Repairing Standard (Housing (Scotland) Act 2006)
Section 11 Repair Obligations UK 2026 — Landlord Guide to LTA 1985 Duties
Section 11 Landlord and Tenant Act 1985 repair obligations guide 2026: implied covenant in tenancies under 7 years to keep structure and exterior in repair; keep water/gas/electricity/sanitation installations in repair and proper working order; keep space heating and water heating installations in repair; cannot be excluded by agreement; duty arises only after notice of defect; repair vs improvement vs design defect; Defective Premises Act 1972 s.4; reasonable repair timeframes; remedies; Scotland Repairing Standard.
Scotland · Housing (Scotland) Act 2006 Part 3 · Mandatory for Most Scottish Residential Property Sales Since December 2008 · Single Survey (Condition Ratings 1-2-3; Mortgage Valuation) · Energy Report (EPC; Improvement Recommendations) · Property Questionnaire (Seller-Completed) · 12-Week Validity · Seller-Paid (£400-£800+) · BTL Investor Due Diligence
Home Report Scotland 2026 — Landlord Guide to Scottish Home Reports for BTL Buyers
Scotland Home Report landlord guide 2026: Housing (Scotland) Act 2006 Part 3 mandatory 3-document report for Scottish residential property sales; Single Survey by RICS surveyor (condition ratings 1-2-3; mortgage valuation); Energy Report (EPC; improvement recommendations; Scotland MEES EPC D standard for new PRT lettings); Property Questionnaire (seller-completed; alterations; disputes; flooding; factoring); 12-week validity; seller-paid; exemptions; BTL investor use of Home Report for due diligence; Scottish conveyancing context.
England and Wales · CCJ for Rent Arrears Alongside Possession (PCOL) or Standalone Money Claim (MCOL) · 14 Days for Tenant to Pay or Respond · Judgment in Default · Enforcement: Warrant of Control · Attachment of Earnings · Third Party Debt Order · Charging Order · CCJ on Credit File 6 Years · Limitation Act 1980 6-Year Limit
County Court Judgment for Rent Arrears UK 2026 — Landlord CCJ Guide
County court judgment (CCJ) for rent arrears landlord guide UK 2026: money judgment alongside possession claim (PCOL) or standalone MCOL; judgment in default if tenant does not respond in 14 days; CCJ registered at Registry Trust 6 years; enforcement options (warrant of control; attachment of earnings; third party debt order; charging order; oral examination); CCJ interest 8% pa above £5,000; 6-year Limitation Act 1980 deadline; small claims track under £10,000 (no legal costs).