Renters' Rights Act 2025, Phase 1 commencement
Transition readiness pack

England · Housing and Planning Act 2016 · Housing Act 2004 · RRA 2025 · First-tier Tribunal · Mandatory / Selective / Additional Licensing · Illegal Eviction · Banning Orders

Rent Repayment Order UK 2026 — Landlord RTO Guide, Tribunal, Offences, Amount

A Rent Repayment Order (RTO) requires a landlord to repay up to 12 months' rent to a tenant or local authority where the landlord committed a specified housing offence. This guide covers: trigger offences (unlicensed HMO letting; breach of improvement notice/prohibition order; illegal eviction/harassment; breach of banning order; RRA 2025 offences — Property Portal non-registration, PRS ombudsman failure); who can apply (tenants and former tenants within 12 months; local authorities); the First-tier Tribunal process; how the tribunal calculates the amount; UC/housing benefit element; defences (reasonable excuse, tenant obstruction); mitigation (proactive compliance, prompt remediation); banning orders.

13 min readUpdated 6 June 2026Last reviewed: 17 May 2026rent-repayment-orderrtounlicensed-hmofirst-tier-tribunal

Trigger offences — what landlord conduct can result in an RTO

RTO trigger offences (HA 2004 as amended; HA 2016; RRA 2025): letting without mandatory, selective, or additional HMO licence; failure to comply with improvement notice or prohibition order; illegal eviction or harassment (PEA 1977); breach of a banning order; and (from RRA 2025) failure to register on the Property Portal or join the mandatory PRS ombudsman.

  • Letting without a mandatory HMO licence — most common trigger; RTO covers up to 12 months' rent during the unlicensed period
  • Letting without a selective or additional licence — over 60 selective licensing schemes currently active; increasingly relevant
  • Failure to comply with an improvement notice or prohibition order — HA 2004 ss.11-12 / ss.20-21
  • Illegal eviction and harassment — PEA 1977 ss.1(2) and 1(3); Criminal Law Act 1977 s.6
  • Breach of a banning order — HA 2016 Part 2
  • RRA 2025 new offences — Property Portal non-registration; failure to join PRS ombudsman scheme

Who can apply for an RTO — tenants, former tenants, and local authorities

Since the Housing and Planning Act 2016, tenants (not just local authorities) can apply for RTOs. Current tenants who occupied as their only/main home during the offence period; former tenants who apply within 12 months of the last day of the offence; and local housing authorities can all apply. Joint tenants apply separately; UC/housing benefit element is recoverable. The 12-month time limit is strict and cannot be extended.

The First-tier Tribunal process — how RTO applications work

Applications are heard by the First-tier Tribunal (Property Chamber) on the civil standard (balance of probabilities — no criminal conviction needed). The tribunal considers: severity of the offence; conduct of the parties; the landlord's financial position; and whether the landlord is a good landlord in other respects. Awards range from 25% to 100% of the maximum; the trend since 2020 has been toward higher awards.

Landlord defences, mitigation, and banning orders

Defences include: reasonable excuse (available for some offences — document all access refusals and compliance efforts); prompt remedy of the breach; proactive licensing applications. Mitigation includes showing that the breach was accidental and promptly remedied. Banning orders under HA 2016 Part 2 follow criminal conviction and prevent letting/managing residential property; letting in breach of a banning order is itself an RTO trigger offence.

Frequently asked questions

What is a Rent Repayment Order and how much can a landlord be ordered to repay?+

A Rent Repayment Order (RTO) is a First-tier Tribunal order requiring a landlord to repay up to 12 months' rent where the landlord committed a specified housing offence — including unlicensed HMO letting, breach of an improvement notice, illegal eviction, or (under RRA 2025) failure to register on the Property Portal or join the PRS ombudsman. The tribunal has discretion on the amount up to the 12-month maximum.

Can a tenant apply for an RTO without me having been convicted of an offence?+

Yes. RTOs do not require a prior criminal conviction. The First-tier Tribunal makes its own finding on the balance of probabilities that the trigger offence was committed. A landlord who was never prosecuted — or was acquitted — can still have an RTO made against them.

Templates recommended in this guide

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