Renters' Rights Act 2025 — Phase 1 commencement
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England · Tenancy Law · Rent Protection

Guarantor Agreement UK 2026 — Landlord's Guide to Rent Protection

How to draft, execute and enforce a guarantor agreement in 2026: periodic tenancy coverage, independent legal advice, deed execution, and post-RRA enforceability.

10 min readUpdated 13 May 2026guarantorrent protectiontenancy agreementrent arrears
Post-RRA 2025 — guarantees must cover periodic tenancies

From 1 May 2026, all new tenancies are Periodic Assured Tenancies. Guarantor agreements that reference only a fixed-term AST may not extend to the periodic tenancy. All new guarantor agreements must expressly cover the tenancy 'for as long as it continues in any form'.

What a guarantor agreement must include in 2026

  • Parties: full legal names and addresses of landlord, tenant, and guarantor
  • Property address and the tenancy agreement it relates to
  • Scope: expressly covers both rent arrears and damage beyond fair wear and tear
  • Periodic coverage: covers the Periodic Assured Tenancy and any continuation
  • Termination: when the guarantee ends (when the tenancy ends and all sums are settled)
  • ILA declaration: guarantor confirms they have had the opportunity to take independent legal advice
  • Execution as a deed: signed by guarantor in front of a witness who also signs

The Renters' Rights Act 2025 and guarantor agreements

The abolition of fixed-term ASTs means guarantor agreements can no longer be drafted to last '12 months from [date]'. A guarantee tied to a fixed-term period may expire when the fixed term would have ended — even though the tenancy continues as a PAT.

Courts have held (Superstrike Ltd v Rodrigues [2013]) that a guarantee does not automatically extend to a statutory periodic tenancy. All new guarantor agreements must expressly cover the periodic tenancy 'for as long as the tenancy continues in any form'.

Enforcing against a guarantor

When rent is unpaid, calculate the arrears, write formally to the guarantor demanding payment with a deadline, then issue a County Court claim if they do not pay. The guarantor cannot raise the tenant's personal circumstances as a defence — the guarantee is an independent obligation.

LetSafe Guarantor Agreement template

Our Guarantor Agreement Deed is drafted for post-RRA Periodic Assured Tenancies, includes an ILA declaration, and is executed as a deed. Available in the shop.

Templates recommended in this guide

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