Finningham is a small village and civil parish in Mid Suffolk, situated in quiet agricultural countryside north of Stowmarket. The village has a modest private rental market consisting mainly of traditional Suffolk cottages and farmhouses. Mid Suffolk District Council is the responsible local authority; no selective or additional licensing scheme is currently in operation.
From 2026, Finningham landlords must comply with the Renters' Rights Act 2025. Section 21 no-fault evictions are abolished, all tenancies become periodic from the outset, and registration on the national Property Portal is mandatory. Safety certificates — EPC, gas safety record, and EICR — must be current and provided to tenants before any tenancy commences.
EPC Requirements in Finningham
Rental properties in Finningham must hold a valid Energy Performance Certificate rated Band E or above. The village's older rural housing stock — including traditional timber-framed Suffolk cottages — may require insulation or heating upgrades to meet this threshold. Landlords should commission a current EPC before letting and provide a copy to tenants before move-in.
- Minimum EPC rating: Band E
- EPC valid for 10 years from assessment date
- Must be provided to tenants before or on move-in
- Band F and G properties cannot be legally let without a registered PRS exemption
Gas Safety in Finningham
Finningham landlords with gas appliances must arrange an annual Gas Safety Check by a Gas Safe registered engineer. The resulting Gas Safety Record (CP12) must be given to new tenants before the tenancy starts and to existing tenants within 28 days of each annual renewal.
- Annual Gas Safety Check required
- Engineer must be Gas Safe registered
- Records retained for at least two years
- Non-compliance is a criminal offence
Electrical Safety (EICR) in Finningham
All privately rented properties in Finningham require an Electrical Installation Condition Report every five years from a qualified electrician. C1 and C2 defects must be remedied within 28 days. Copies must be given to tenants and provided to Mid Suffolk District Council on request.
- EICR every five years
- Qualified electrician must carry out the inspection
- C1 and C2 defects remedied within 28 days
- New tenants must receive the EICR before move-in
Deposit Protection in Finningham
Deposits from Finningham tenants must be placed in a government-approved Tenancy Deposit Scheme within 30 days of receipt. Prescribed Information must be served on all named tenants within the same period. Non-compliance risks fines of up to three times the deposit value.
- Protect within 30 days of receiving the deposit
- Approved schemes: DPS, MyDeposits, TDS
- Serve Prescribed Information on all named tenants
- Penalty for non-compliance: up to 3× deposit
Renters' Rights Act 2025 — Finningham
The Renters' Rights Act 2025 abolishes Section 21 no-fault evictions and converts all tenancies to periodic agreements from the outset. Finningham landlords must use Section 8 grounds for possession, register on the national Property Portal, and join a landlord redress scheme. The Decent Homes Standard is also extended to the private rented sector.
- Section 21 abolished — Section 8 grounds required
- Periodic tenancies from commencement
- Property Portal registration mandatory
- Landlord redress scheme membership required
- Decent Homes Standard extended to private sector
Frequently asked questions
Does Finningham have selective licensing?+
No. Mid Suffolk District Council does not currently operate a selective or additional licensing scheme in Finningham. Mandatory HMO licensing applies nationally to properties occupied by five or more people from two or more separate households.
What EPC band is required in Finningham?+
Band E is the current legal minimum. Properties rated F or G cannot be legally let without a valid exemption registered on the PRS Exemptions Register.
How often do I need a gas safety check in Finningham?+
Every 12 months. A Gas Safe registered engineer carries out the check and issues the Gas Safety Record. New tenants must receive a copy before the tenancy commences.
Is Section 21 still available in Finningham?+
No. The Renters' Rights Act 2025 abolished Section 21 no-fault evictions throughout England. Finningham landlords must use Section 8 grounds to recover possession.