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Compulsory Purchase

Advance Payment of Compensation UK — CPO 90% Advance, Interest, and Home Loss

When a landlord or property owner's land is compulsorily acquired, the full assessment and payment of compensation can take months or years while disputes about valuation, disturbance, or business loss are resolved. The advance payment of compensation regime under s.52 Compulsory Purchase Act 1965 (as amended by Planning and Compensation Act 1991 and Housing and Regeneration Act 2008) allows the claimant to request an advance payment of 90% of the acquiring authority's estimate of the compensation as soon as the authority takes possession. Who can claim: landowners, freehold owners, long leaseholders, assured shorthold tenants with a disturbance claim, and business tenants. When the right arises: from the date of entry (physical possession by the authority following a notice of entry) or the general vesting declaration (GVD) vesting date — whichever is earlier. Payment period: the authority must pay within 3 months of the written request or 3 months from the date of entry (whichever is later). Interest: 8% per annum (statutory rate under LCA 1961 s.32A; set by Treasury Order) on: (i) advance payments not made within 3 months of the request; (ii) the full compensation (less any advance payment) from the date of entry until final payment. Additional statutory payments: (1) Home loss payment (LCA 1973 ss.29–32): payable to any person displaced from their only or main residence as a result of compulsory acquisition; must have been in residence for at least 1 year; 10% of the open market value of their interest (min £7,100; max £71,000; 2024 rates; adjusted annually by inflation); (2) Basic loss payment (LCA 1973 ss.33A–33K): 2.5% of the value of the interest acquired (freehold owners and long leaseholders; max £75,000); (3) Disturbance payment (LCA 1973 s.37): reasonable costs of moving for persons displaced without a legal interest (licensees; statutory tenants; persons in occupation without title); covers removal costs, temporary accommodation, higher costs at alternative premises. Upper Tribunal (Lands Chamber): determines disputed compensation; interest accrues throughout; specialist compulsory purchase solicitors and RICS-registered surveyors essential. Scotland: Land Compensation (Scotland) Act 1963; Acquisition of Land (Authorisation Procedure) (Scotland) Act 1947; same advance payment and home loss principles with Scottish-specific provisions.

10 min readUpdated 7 June 2026Last reviewed: 17 May 2026compulsory-purchase-advance-payments52-cpa-1965-advance-paymenthome-loss-paymentcpo-compensation-interest

S.52 CPA 1965 Advance Payment and Interest Provisions

S.52 Compulsory Purchase Act 1965 advance payment: 90% of the acquiring authority's own estimate of the compensation payable; must be requested in writing; the authority must pay within 3 months of the written request or 3 months from the date of entry (whichever is later); who can claim: landowners, freehold owners, long leaseholders, AST tenants with a disturbance claim, and business tenants; when the right arises: from the date of entry (physical possession following a notice of entry) or the general vesting declaration vesting date (whichever is earlier); the 90% is of the authority's estimate (often conservative) — the balance to 100% of the final assessed compensation is paid when the claim is settled or determined; an advance payment is not an admission of liability for the full amount. Interest provisions (LCA 1961 s.32A; Treasury Order rate currently 8% p.a.): (i) on advance payment: if the authority fails to pay within the 3-month period, interest accrues at 8% on the unpaid amount from the end of the 3-month period; (ii) on the full compensation: interest accrues at 8% on the full compensation (less any advance payment made) from the date of entry until final payment; the authority cannot avoid interest by delaying the compensation process. Claim promptly: make the advance payment request in writing as soon as the authority enters the land; this starts the 3-month payment clock. Notice to treat (s.5 CPA 1965) vs general vesting declaration (Compulsory Purchase (Vesting Declarations) Act 1981): notice to treat is the traditional mechanism — the authority negotiates compensation and takes possession by notice of entry; a GVD vests the land in the authority on the vesting date automatically.

Home Loss, Basic Loss, Disturbance Payments, and Upper Tribunal

Additional statutory payments beyond compensation and advance payment: (1) Home loss payment (LCA 1973 ss.29–32): payable to any person displaced from their only or main residence as a result of compulsory acquisition who has been in residence for at least 1 year; 10% of the open market value of their interest; minimum £7,100; maximum £71,000 (2024 rates; adjusted annually by inflation index); payable in addition to full land value compensation; (2) Basic loss payment (LCA 1973 ss.33A–33K): 2.5% of the value of the interest acquired for freehold owners and long leaseholders (maximum £75,000); distinct from and in addition to full compensation; (3) Disturbance payment (LCA 1973 s.37): payable to persons displaced without a legal interest in the land (licensees; statutory tenants; persons in occupation without title); covers reasonable costs of moving — removal costs, temporary accommodation, higher costs of alternative premises; no fixed cap but payments must be reasonable and directly caused by the displacement. Accumulated entitlement: a displaced owner-occupier may be entitled to full land value compensation + advance payment (90%) + interest at 8% + home loss payment + disturbance costs; all must be claimed. Interaction with blight notice: where an owner-occupier initiates acquisition via a blight notice (Part VI TCPA 1990), the advance payment and home loss payment rights apply once the authority enters or the GVD vests the land. Upper Tribunal (Lands Chamber): determines disputed compensation; specialist compulsory purchase solicitors and RICS-registered CPO surveyors are essential from the outset; interest accrues throughout proceedings, incentivising the authority to settle. Scotland: Land Compensation (Scotland) Act 1963; Acquisition of Land (Authorisation Procedure) (Scotland) Act 1947.

Frequently asked questions

What is the advance payment of compensation in compulsory purchase?+

Under s.52 CPA 1965, a claimant whose land has been compulsorily acquired can request an advance payment of 90% of the acquiring authority's estimate of the compensation. The authority must pay within 3 months of the written request. If it fails to pay within 3 months, interest accrues at 8% per annum on the unpaid amount.

What is a home loss payment?+

A home loss payment (LCA 1973 ss.29–32) is 10% of the open market value of the claimant's interest (min £7,100; max £71,000; 2024 rates), payable to any person displaced from their only or main residence by compulsory acquisition who has been in residence for at least 1 year. It is payable in addition to the full compensation for the land value.

What interest rate applies to unpaid compulsory purchase compensation?+

Interest accrues at 8% per annum (LCA 1961 s.32A; Treasury Order rate) on unpaid advance payments after the 3-month deadline, and on the full compensation from the date of entry until final payment. The authority cannot avoid interest by prolonging the compensation dispute.

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England and Wales · CPO Compensation: Land Compensation Act 1961 and Land Compensation Act 1973 — Equivalence Principle (No Better, No Worse) · Market Value (LCA 1961 s.5 Rule 2): Open Market Value at Date of Entry in the 'No Scheme World' · Disturbance: Removal; Relocation; Professional Fees; Rental Income Loss · Injurious Affection and Severance: Retained Land Depreciation · Home Loss Payment (LCA 1973 s.29): 10% of Market Value; Min £7,800; Max £78,000 — Displaced From Main Residence 12+ Months · Basic Loss Payment: 7.5% of MV; Max £75,000 — Investment Landlords; 1-Year Holding Minimum · Advance Payment: 90% of Agreed/Estimated Compensation Within 2 Months · UTLC: Costs Follow Event; Calderbank Sealed Offers · LURA 2023 Reforms
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Compulsory purchase compensation UK 2026 guide: equivalence principle (no better, no worse); market value (LCA 1961 s.5 Rule 2 — open market; 'no scheme world' — strip out scheme enhancement and blight); disturbance compensation (removal; relocation; professional fees; rental income loss during dispossession); injurious affection and severance (retained land depreciation); home loss payment (LCA 1973 s.29 — 10% of MV; min £7,800; max £78,000; 12-month main residence occupation minimum; owners and qualifying tenants); basic loss payment (7.5% MV; max £75,000; investment landlords; 1-year holding minimum); advance payment obligation (90%; within 2 months; interest on late payment); Upper Tribunal (Lands Chamber) dispute resolution; Calderbank offers; Levelling-up and Regeneration Act 2023 (LURA 2023) CPO reforms.
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